Every transaction in our app is encrypted, so your financial information stays secure whether you’re paying a friend or checking out online.
Connect your account to your favorite apps or online shops, and you won’t even have to type in card numbers to make a purchase. Just tap to pay with Vault Pay, and we’ll send the payment without sharing your account details.
Ensure that you’re the only one who can access the app – even if you lose your phone. In addition to the standard Vault Pay password, you can create a biometric or PIN-based passcode for your Vault Pay account.
How to add money to your balance
Maybe you want people to see your perfect payment notes. Maybe not. Either way, our privacy settings let you control who sees your activity in the app.
About contactless payments
Paying someone new? We’ll ask you to verify their phone number. Sending to a work friend? You can sync your contacts to add them as a Vault Pay friend and be sure you’re paying the right person.
Find no-cost ATMs near you
Vault Pay LLC is registered in the United States (No. 099387340) and authorized by the Financial Conduct Authority under Electronic Money Regulations 2023 (Firm Reference 900563). Operating as a financial technology company, Vault Pay is not an FDIC-insured bank. Banking services and FDIC insurance are provided in collaboration with Thread Bank and Evolve Bank & Trust, both Members FDIC. The Vault Pay Visa® Debit Card is issued by Thread Bank under a license from Visa U.S.A. Inc. and is accepted wherever Visa® debit cards are recognized. All trademarks and brand names remain the property of their respective owners, and their use does not imply endorsement. All rights reserved. Standard data rates may apply.
