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Get started
In the Vault Pay app, tap your profile picture in the top left corner then tap “Create a business profile”.
We want you to pocket more of your hard-earned money. Get started now with no set-up fee, a low seller transaction fee of 1.9% + $0.10*, and no monthly fees.¹ Plus, earn more by accepting tips—turn on tipping in your business profile settings, and give your customers an easy way to add gratuity.
¹Fees may change & other fees may apply.
With Vault Pay, your customers have a secure and simple way of paying. You can accept payments virtually through the app, and in-person with your unique business QR code. Turn your QR code into an eye-catching point-of-sale with a free QR Kit*, and give customers an easy, touch-free checkout.
Simply create a business profile under your existing Vault Pay login, and seamlessly switch from your personal profile to your business one in just a tap. So you can track business transactions separately from personal ones. Manage bookkeeping, and get customer insights to help you plan and sell better.
Add a profile pic and background image, and your profile will appear prominently in customers’ feeds when they share what they bought from you. Plus, add even more images to your photo gallery to give customers the full picture of your business. Don’t want to show up on the feed? No sweat—simply let us know in your preferences.
In the Vault Pay app, tap your profile picture in the top left corner then tap “Create a business profile”.
Customize your profile, adding details that make you special.
Publish it – you’re in business!
*Vault Business Profile users can receive a QR Kit bundle (a $14.99 value) at no cost using code QRKIT at checkout on the Vault Webstore (“Offer”). Offer is available so long as it’s visible on the Vault Pay Webstore or while supplies last (“Offer Period”). The coupon code QRKIT must be applied at checkout during the Offer Period. Offer may not be combined with any other offer and is valid for one-time use only. This Offer is only available for Vault Pay users. Vault Pay reserves the right to cancel, suspend or modify this offer in part or in its entirety at any time without notice, for any reason in its sole discretion. Vault Pay reserves the right to review any account or transaction related to this offer, in its sole discretion, without notice, and delay or reverse completion of the Offer. Certain offers may not be transferable. Participation is subject to the Vault Pay User Agreement. Any questions relating to the Offer will be resolved in Venmo’s sole discretion and its decisions related to the Offer will be final and binding. Other restrictions may apply.
What is a business profile?
A business profile is a way to accept payments for your business on Vault Pay . It’s linked to your existing Vault account so you don’t need to open a second account, but is a completely different profile—so you can keep business and personal transactions separate.
Do I need to open a new Vault Pay account to get a business profile?
No, your business profile is attached to your original Vault account, so there’s no need to open a new account. In fact, you’ll be able to easily switch to and from your new business profile with a few simple taps.
How do I switch to and from my new business profile?
Follow these easy steps:
What are the fees? Why am I charged a fee?
The seller transaction fees charged to business profile owners help allow Vault Pay to continue to provide this service and develop the service further. Business profiles also have features designed to benefit your business, like enhanced payments, tax reporting, and disputes services. Business profiles fees are in line with industry standards. Vault Pay is not able to refund this fee.
The owner of a business profile is charged a low fee for every payment they receive that’s over a dollar. The seller transaction fee is a standard rate of 1.9% + $0.10 of the payment. That means that if the business profile is sent a $100 payment, $2 of the payment would be charged as a seller transaction fee and the owner of the profile would receive $98.
How do I know if my business is right for a business profile? How do I create one?
We’ve built business profiles for individual sellers, sole proprietors, and registered businesses. People with side gigs, small businesses, and everything in between have signed up for a business profile: artists, photographers, professional services, health and beauty shops, and much more. We’re making business profiles available for all sellers who have an existing Vault Pay account. To create a profile:
How do I turn on tipping?
Go to your business profile settings in the Vault Pay app, tap Tipping, and turn the toggle on.
How do I use QR codes? What is the QR kit?
Your business profile comes with its own unique QR code for your business to enable safe, fast, and touch-free payments. When a customer scans your QR code, they’ll be taken directly to your profile to complete a payment. Customers can scan your code via your app, if you print out your QR code, or at your point of sale with a QR kit. The QR kit comes with your QR code on lanyards, stickers, and/or a tabletop display to meet your every business need. You can order a professional looking QR kit at: https://dz.Vault Pay-kit.com
Is there a way to view my business profile on my computer?
Can I grant login access to the co-owner?
For security reasons, only the individual who creates the business profile connected to their existing Vault Pay account can log in and access the profile.
Oops! I created my profile and need to update some details. How can I change the Business Name and category?
You can update your business profile in a few easy steps:
Can I use a business profile as a non-profit?
Currently a business profile cannot be used as a non-profit. We hope that we can offer this feature in the near future.
What are my transaction limits and balance limits for my business, and what are the transaction limits for my customers?
We follow Vault Pay’s P2P limits outlined here: https://help.Vault Pay.com/221010968-Payment-Limits
Is there a way to view my business profile on my computer?
No; right now, you can only view and access your business profile from your mobile device. We encourage you to use your business profile on your phone—that way you can access it on the go.